Winterize Your Home: Essential Prep Tips
By Angel Lawing • 11/12/2025
Embrace Winter with Confidence
As winter's chill approaches, you're likely thinking about how best to keep your home warm and secure. By taking a few proactive steps now, not only can you ensure comfort during the coldest months, but you can also prevent stress and costly insurance claims. Let’s explore these steps together.
Insulate Exposed Pipes
To prevent the nightmare of freezing and bursting pipes—particularly in basements or exterior walls—make sure to insulate them thoroughly. This simple measure can save you from significant water damage and repair costs.
Document Your Home Digitally
Creating a smartphone video walkthrough of your home and valuables can be invaluable for insurance claims. Make sure to focus on high-value items and unique features of your home, so you have a comprehensive record if ever needed.
Boost Indoor Air Quality
Enhancing your home's air quality during winter is crucial, as windows are closed more often. Consider using HEPA filters to capture viruses and particles, or MERV 13+ filters for dust and allergens, in either your HVAC systems or via portable air units.
Update Smart Thermostat Settings
Leverage the intelligence of modern thermostats that adjust automatically to reduce energy waste. Aim to keep your home temperature between 68°F and 70°F when occupied, balancing comfort and efficiency.
Seal Gaps Around Windows and Doors
A classic yet effective tip: sealing the gaps around your windows and doors. This prevents drafts, retains heat, and reduces energy costs—keeping your home snug all season long.
Clean Out Gutters
Avoid ice dams and water backups by clearing leaves and debris from your gutters before the snow hits. This simple task can prevent serious damage to your home's foundation and roof.
Schedule a Heating System Checkup
Ensure your heating system is in top shape by scheduling an annual inspection. This preventative maintenance can help you avoid unexpected breakdowns in the midst of a cold snap.
Clear and Check Solar Panels
If you have solar panels, activate their winter mode and remember to clear snow off after each storm. This ensures they maintain peak efficiency throughout the season.
Wrap Up and Stay Proactive
Even incorporating a few of these steps can make a substantial difference in how well your home stands up to winter. Be proactive and rest easy knowing it's never too late to start. For peace of mind, consider reviewing your homeowners insurance policy with us. It's always helpful to know exactly what's covered in case of winter weather events. Stay warm and prepared!